Penny Partner
Xero demo ready

Agent-led finance workspace

Connect Xero and watch Penny analyse the business

This investor demo simulates a read-only Xero connection, fetches deterministic mock accounting data, runs TypeScript financial calculations, and shows three agents turning the results into recommendations.

Step 1 of 5Disconnected

Connect to Xero to start the demo

The button starts a local OAuth-style flow. No credentials are requested and no external service is called.

How Penny works

From connected data to financial action

Xero is the input. Penny runs the analysis, forms financial judgments, and helps you decide which specialist agents should act on them.

4-step flow
Connect Xero dataFinancial analysisFinancial judgmentsAgent actions
1
current

Connect your Xero data

Start with a read-only Xero connection so Penny can understand recent performance, invoices, bills, and cash movement.

Read-only accounting data

Connect Xero
2
next

Penny runs financial analysis

Penny turns the imported data into deterministic financial analysis and surfaces the core signals that need attention first.

Deterministic financial analysis

View progress
3
next

Penny generates financial judgments

Penny highlights the most important risks, opportunities, and judgments so the user is not left interpreting raw numbers alone.

Insights and recommendations

View judgments
4
next

Choose which agents take action

Review Penny's judgments, then choose the specialist agents that should work on collections, suppliers, cash, or follow-up actions.

Agent-led follow-through

Review actions

Live agent work

Three agents review the calculated analysis

Each agent waits for the same deterministic mock ledger and then uses the TypeScript outputs from 2025-06-01 to 2026-05-08.

Disconnected
queued

Supplier Concentration Agent

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Finding

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Recommendation

Recommendation appears after the calculation output is reviewed.

105 bills analysed | HHI 1917
queued

Revenue Concentration Agent

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Finding

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Recommendation

Recommendation appears after the calculation output is reviewed.

90 invoices analysed | HHI 1959
queued

Cashflow Forecast Agent

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Finding

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Recommendation

Recommendation appears after the calculation output is reviewed.

61 forecast citations | volatility CV 2.24

Deterministic facts

30-day cash forecast

Mock output2026-05-08
The cash forecast appears after the simulated Xero sync starts.

Recommended actions

Waiting for Xero